{"id":22575,"date":"2025-11-28T12:42:12","date_gmt":"2025-11-28T12:42:12","guid":{"rendered":"https:\/\/investx.fr\/en\/?p=22575"},"modified":"2025-11-28T12:42:14","modified_gmt":"2025-11-28T12:42:14","slug":"crypto-investing-card-etherfi","status":"publish","type":"post","link":"https:\/\/investx.fr\/en\/crypto-investing\/card\/etherfi\/","title":{"rendered":"EtherFi card: Unveiling the crypto card set to revolutionize payments in 2026"},"content":{"rendered":"\n

What is EtherFi?<\/h2>\n\n\n\n

Before diving into the specifics of its card<\/a>, it’s essential to understand what EtherFi<\/strong> is. Launched in 2023<\/strong>, EtherFi quickly established itself as a major liquid restaking protocol<\/strong> on the Ethereum<\/a> blockchain. Its mission: Enable users to stake their ETH<\/a> (and other assets) to generate yields, while maintaining complete control of their private keys<\/strong> through a non-custodial<\/strong> approach.<\/p>\n\n\n\n

This fundamental characteristic distinguishes it from platforms where users must entrust their funds to a third party. With a TVL exceeding $6 billion in 2026<\/strong>, EtherFi has earned the trust of the DeFi community. The protocol notably leverages EigenLayer technology, which allows users to maximize staking rewards<\/strong> while contributing to securing multiple networks.<\/p>\n\n\n\n

It’s on this solid foundation of staking<\/a>, liquidity, and yield generation<\/strong> that the EtherFi ecosystem has expanded its services to launch an innovative payment solution: The EtherFi Cash card<\/strong>.<\/p>\n\n\n

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How Does the EtherFi Crypto Card Work?<\/h2>\n\n\n\n

The EtherFi card stands out from traditional crypto cards thanks to a unique mechanism based on the concept of “spend without selling”<\/strong>. This isn’t simply a debit card that automatically converts your cryptocurrencies into fiat, but rather a true crypto-native credit card<\/strong>.<\/p>\n\n\n\n

The core of its innovation lies in the “Borrow Mode.” At the moment of purchase, instead of selling your staked assets (like your eETH or weETH), the card allows you to borrow against their value. Your cryptocurrencies<\/a> become collateral while continuing to generate staking and restaking yields<\/strong> within the EtherFi protocol. This structure offers a potential tax advantage<\/strong> in many jurisdictions, as it avoids triggering a taxable event related to selling assets.<\/p>\n\n\n\n

The credit balance is gradually repaid through the yields generated by your collateral, but you can also make manual repayments at any time. Fully non-custodial, the card<\/a> ensures that you remain the sole owner of your funds<\/strong>, protected by advanced cryptographic technologies.<\/p>\n\n\n\n

Deployed on the Layer-2 Scroll to offer fast, low-cost transactions<\/strong>, the EtherFi card operates via the Visa network, ensuring acceptance at over 100 million merchants<\/strong> worldwide.<\/p>\n\n\n\n

How to Get the EtherFi Card?<\/h2>\n\n\n\n

Obtaining the EtherFi card is a simple and accessible process<\/strong>, even for those who aren’t DeFi experts. Here are the key steps to order your card:<\/p>\n\n\n\n

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  1. Become a member of the EtherFi Club<\/strong>: The first step is to register on the official website to become a member of “The Club”. Membership is free and grants access to the entire ecosystem, including the card.<\/li>\n\n\n\n
  2. Access the “Cash” section<\/strong>: Once your account is created, go to the Cash<\/strong> tab in the EtherFi app to initiate your card request.<\/li>\n\n\n\n
  3. Identity verification (KYC)<\/strong>: As with any regulated financial service, a KYC procedure is required. You’ll need to provide personal information and a valid ID document.<\/li>\n\n\n\n
  4. Virtual card access<\/strong>: After KYC validation, a virtual EtherFi card is generated. You can use it immediately for online purchases or add it to your mobile wallet.<\/li>\n\n\n\n
  5. Order the physical card<\/strong>: If you want a physical card, you can request one by providing your address. The card, made of plastic or metal depending on your membership level, will be sent by mail.<\/li>\n<\/ol>\n\n\n\n
    \"EtherFi<\/figure>\n\n\n\n
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    Start paying with one of the best crypto cards on the market!<\/a><\/div>\n<\/div>\n\n\n\n

    How to Use the EtherFi Crypto Card?<\/h2>\n\n\n\n

    Once your EtherFi card is activated, using it is very similar to using a traditional bank card<\/strong>. Its compatibility with the Visa<\/strong> network ensures wide acceptance for in-store purchases, hotel reservations, online payments, or ATM withdrawals.<\/p>\n\n\n\n

    For everyday payments, the simplest method<\/strong> is to integrate your virtual card<\/strong> into a mobile wallet. The EtherFi card is fully compatible with leading contactless payment<\/strong> solutions.<\/p>\n\n\n

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    \"EtherFi<\/figure>\n<\/div>\n\n\n

    Using the EtherFi Card with Apple Pay<\/h3>\n\n\n\n

    Integrating the EtherFi card with Apple Pay is designed to be intuitive. From the EtherFi app, in the Cash tab, an “Add to Wallet”<\/strong> button appears on your card details page. By tapping it, you’ll be guided to add it to your Apple Wallet. Once added, you can use your iPhone or Apple Watch to pay for purchases in-store, securely and contactlessly.<\/p>\n\n\n\n

    Advantages and Disadvantages of the EtherFi Crypto Card<\/h3>\n\n\n\n

    Like any solution, the EtherFi card has advantages and disadvantages that are important to evaluate before adopting it. Here’s a summary table<\/strong> to help you make an informed decision.<\/p>\n\n\n\n

    Advantages<\/h3>\n\n\n\n