{"id":23419,"date":"2025-12-04T16:24:45","date_gmt":"2025-12-04T16:24:45","guid":{"rendered":"https:\/\/investx.fr\/en\/?p=23419"},"modified":"2025-12-04T16:24:47","modified_gmt":"2025-12-04T16:24:47","slug":"ends-up-raising-17-million-ripple-and-xrps-competitor-landing-solana","status":"publish","type":"post","link":"https:\/\/investx.fr\/en\/crypto-news\/ends-up-raising-17-million-ripple-and-xrps-competitor-landing-solana\/","title":{"rendered":"Ends up raising $17 million: Is Ripple and XRP&#8217;s competitor landing on Solana?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"finance-veterans-are-betting-big-on-stablecoins\">Finance Veterans Are Betting Big on Stablecoins<\/h2>\n\n\n\n<p>Fin was founded by two former engineers from <strong>Citadel<\/strong>, one of the world&#8217;s most powerful hedge funds. Their expertise in high-frequency trading infrastructure provides a <strong>major advantage for building a stable platform<\/strong> that&#8217;s fast and capable of handling high volumes. The project exemplifies the growing migration of talent from <strong>TradFi<\/strong> to <a href=\"https:\/\/investx.fr\/en\/crypto-news\/\">crypto<\/a>, bringing operational rigor and mastery of payment systems.<\/p>\n\n\n\n<p><strong>The $17 million funding round<\/strong> confirms investor interest in this hybrid model. <strong>Stablecoins<\/strong>, dominated by <strong>USDT<\/strong> and <strong>USDC<\/strong>. Now weigh in at over <strong>$200 billion<\/strong>, and their use in international payments is exploding. In a context where banking fees remain high, adoption is advancing rapidly, especially for cross-border transfers.<\/p>\n\n\n\n<p><strong>Fin is targeting precisely this segment<\/strong>, where traditional transfer costs can reach <strong>5 to 10%<\/strong> and processing times can extend over several days. Stablecoins offer a nearly instantaneous alternative. Particularly via certain <strong>Layer 2<\/strong> <a href=\"https:\/\/investx.fr\/en\/crypto-news\/blockchain\/\">blockchains<\/a>, while reducing fees to a fraction of a cent. This efficiency positions the project as a competitive solution against current systems.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">On Wednesday, Fin, formerly known as TipLink, announced it raised $17 million in funding led by Pantera Capital, with participation from Sequoia and Samsung Next. <a href=\"https:\/\/t.co\/CvWxXKCdIf\">https:\/\/t.co\/CvWxXKCdIf<\/a><\/p>&mdash; FORTUNE (@FortuneMagazine) <a href=\"https:\/\/twitter.com\/FortuneMagazine\/status\/1996266198606999603?ref_src=twsrc%5Etfw\">December 3, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"strategic-positioning-in-the-face-of-regulation\">Strategic Positioning in the Face of Regulation<\/h2>\n\n\n\n<p>Institutional adoption is accelerating, with <strong>Visa<\/strong> and <strong>Mastercard<\/strong> testing stablecoin settlements, while certain U.S. banks are obtaining authorization to custody digital assets. This favorable climate supports the deployment of applications like Fin&#8217;s and strengthens the sector&#8217;s growth prospects.<\/p>\n\n\n\n<p>The launch comes as regulators are framing the market: The European Union is rolling out MiCA and the United States is multiplying legislative initiatives. <strong>An application that&#8217;s compliant from launch benefits from a competitive advantage<\/strong>, while the <strong>$17 million<\/strong> raised will fund compliance, licensing, and banking partnerships. The founders&#8217; Citadel heritage should prove decisive on this front.<\/p>\n\n\n\n<p>Facing competitors like Circle, which is developing its B2B solutions around USDC, differentiation will rest on user experience, integration speed, and institutional solidity. Fin&#8217;s <strong>TradFi<\/strong> DNA <strong>could reassure companies still hesitant<\/strong> about purely crypto-native solutions, and constitute a major asset in an industry undergoing transformation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" class=\"wp-block-heading\" id=\"ledger-launches-christmas-early\">Ledger Launches Christmas Early!<\/h2>\n\n\n\n<p>Secure your crypto with the best wallets on the market at half price! <strong><a href=\"https:\/\/investx.fr\/visiter-ledger\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Ledger<\/a> is offering 50% discounts and up to $90 in BTC<\/strong> with our exclusive offer:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a class=\"https:\/\/investx.fr\/visiter-ledger\" href=\"https:\/\/investx.fr\/visiter-ledger\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" width=\"744\" height=\"418\" src=\"https:\/\/investx.fr\/en\/wp-content\/uploads\/sites\/5\/2025\/12\/image-30.png\" alt=\"Ledger wallet collection on black background for special Black Friday offer\" class=\"wp-image-23421\" srcset=\"https:\/\/media.investx.fr\/wp-content\/uploads\/sites\/5\/2025\/12\/image-30.png 744w, https:\/\/media.investx.fr\/wp-content\/uploads\/sites\/5\/2025\/12\/image-30-300x169.png 300w\" sizes=\"(max-width: 744px) 100vw, 744px\" \/><\/a><\/figure>\n\n\n\n<p><strong>Related articles:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/investx.fr\/en\/crypto-news\/exploring-reasons-behind-todays-crypto-market-surge\/\">Exploring the reasons behind today\u2019s crypto market surge<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/investx.fr\/en\/crypto-news\/hyperliquid-hype-surges-does-signal-herald-fresh-bull-run\/\">Hyperliquid HYPE surges: Does this signal herald a fresh bull run?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/investx.fr\/en\/crypto-news\/dormant-bitcoin-wallets-awaken-after-3-5-years-whats-happening\/\">Bitcoin wallets awaken after 3-5 years: What\u2019s happening?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Two former Citadel engineers have just raised $17 million for Fin, their stablecoin payment app targeting international transfers. In a landscape where traditional banks and fintechs are embracing digital assets, this startup aims to capitalize on the growing demand for fast and cost-effective cross-border payment solutions. This funding round comes amidst an accelerating institutional adoption of stablecoins.<\/p>\n","protected":false},"author":47,"featured_media":23418,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"fin","_yoast_wpseo_title":"Solana rival to Ripple XRP raises $17M","_yoast_wpseo_metadesc":"\"Fin raises $17M for stablecoin payment app developed by former Citadel engineers, revolutionizing cross-border transfers.\"","footnotes":"","faq_titre":"","questions_frequentes":"","custom_permalink":""},"categories":[11,10],"tags":[],"class_list":["post-23419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoins","category-crypto-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Solana rival to Ripple XRP raises $17M<\/title>\n<meta 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Passionn\u00e9 par la blockchain depuis 2019, j'ai publi\u00e9 plus de 1 200 articles et guides sur les cryptomonnaies, la DeFi et la blockchain, reconnus pour leur fiabilit\u00e9 et leur clart\u00e9.\u2028 Sp\u00e9cialis\u00e9 dans le trading on-chain et l'analyse des mouvements de baleines, je d\u00e9crypte les flux blockchain pour anticiper les tendances avant qu'elles ne deviennent \u00e9videntes. L'un de mes articles a \u00e9t\u00e9 cit\u00e9 par \u00c9ric Larchev\u00eaque, cofondateur de Ledger, t\u00e9moignant de la qualit\u00e9 et de la cr\u00e9dibilit\u00e9 de mes analyses.\u2028 Mon objectif reste inchang\u00e9 : rendre la crypto compr\u00e9hensible pour tous, des d\u00e9butants aux investisseurs confirm\u00e9s. Suivez-moi sur LinkedIn et X pour ne manquer aucune analyse.","sameAs":["https:\/\/x.com\/SimonDml1"],"url":"https:\/\/investx.fr\/en\/author\/simon_redacteur\/"}]}},"_links":{"self":[{"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/posts\/23419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/comments?post=23419"}],"version-history":[{"count":1,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/posts\/23419\/revisions"}],"predecessor-version":[{"id":23422,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/posts\/23419\/revisions\/23422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/media\/23418"}],"wp:attachment":[{"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/media?parent=23419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/categories?post=23419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/investx.fr\/en\/wp-json\/wp\/v2\/tags?post=23419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}