Coinbase is expanding its lending service by now allowing users to use XRP<\/a>, ADA<\/a> and DOGE<\/a> as collateral<\/strong> to borrow USDC. The concept is simple: obtain immediate liquidity<\/strong> without selling your tokens, thus avoiding a taxable event and maintaining exposure to a potential bull run<\/strong>. The $100,000<\/strong> borrowing cap clearly targets intermediate investors and smaller whales.<\/p>\n\n\n\n In a market dominated by volatility, this solution strengthens the HODL strategy<\/strong>. Rather than liquidating positions during a temporary correction, users can pledge their assets and weather the turbulence without losing their long-term exposure. This mechanically reduces selling pressure, a potentially bullish factor if demand remains strong.<\/p>\n\n\n\n The technical infrastructure relies on Morpho, a DeFi lending protocol integrated via vaults. This alliance creates a strategic bridge between CeFi and DeFi<\/strong>, offering greater transparency<\/strong>, better capital allocation<\/strong> and more competitive borrowing conditions than traditional solutions.<\/p>\n\n\n\n