eToro emerges as one of the most popular trading platforms worldwide, boasting over 35 million users across 100+ countries. Founded in 2007, this broker revolutionizes online investment with innovative features like copy trading and easy access to cryptocurrencies. But is eToro a reliable choice for investing in 2025?
eToro is an investment and brokerage company founded in 2007 in Tel Aviv by brothers Yoni Assia and Ronen Assia, along with David Ring. The platform quickly distinguished itself with its innovative approach to social trading, allowing investors to automatically copy the strategies of other successful traders.
Today, eToro has 10 offices worldwide and over 35 million users across more than 100 countries. The platform is rigorously regulated by several leading financial authorities : CySEC (Cyprus), FCA (UK), ASIC (Australia) and is registered as a PSAN with the AMF in France.
eToro’s business model is based on a multi-asset approach allowing investment in more than 7,000 financial instruments : stocks, cryptocurrencies, ETFs, commodities, indices, and currencies. The platform also offers interest on balances of up to 4.3% per year on uninvested cash and integrates artificial intelligence features with eToro Unlocked.
Let’s look at the broker’s features in detail.
eToro offers a comprehensive trading platform giving access to more than 7,000 financial instruments : stocks, cryptocurrencies, ETFs, commodities, indices, and currencies. The interface stands out for its simplicity and accessibility, designed to welcome both beginners and experienced traders.
The main dashboard offers a clear overview of your portfolio, performance, and open positions. The intuitive navigation allows quick access to different sections, and the native mobile platform available on iOS and Android offers all functionalities with an interface optimized for touchscreens.
The platform integrates technical analysis tools including interactive charts, technical indicators, and price alerts. All users benefit from a virtual account with $100,000 in practice funds to test strategies without risking their capital.
CopyTrader is undoubtedly eToro’s most iconic feature. This revolutionary technology allows users to automatically copy the positions of experienced investors, called “Popular Investors” in real-time. The system analyzes historical performance, risk management strategies, and consistency of gains to identify the most successful traders.
Investors can allocate a portion of their capital to one or more Popular Investors, and each transaction made by them will be automatically replicated in the copier’s portfolio, proportionally to the invested amount. This approach democratizes access to sophisticated investment strategies, even for beginners with no prior experience.
Smart Portfolios represent a natural evolution of copy trading, offering diversified thematic portfolios managed by eToro’s algorithms or by professional managers. These portfolios group different assets according to specific criteria such as industry sectors, geographic areas, or market trends.
Each Smart Portfolio is automatically rebalanced to maintain the target allocation and optimize performance. This feature is particularly suitable for investors who want to benefit from professional diversification without having to manage each position individually.
eToro’s interface stands out for its simplicity and accessibility, designed to welcome both beginners and experienced traders. The main dashboard provides a clear overview of your portfolio, performance, and open positions. The intuitive navigation allows quick access to different sections : markets, portfolio, copy trading, and news.
The platform also offers a native mobile app available on iOS and Android, providing all the features of the web version with an interface optimized for touchscreens. This mobility allows users to monitor their investments and execute transactions while on the go.
eToro provides its users with the eToro Academy, a comprehensive educational platform offering free courses, webinars, and podcasts about investing. This resource covers investment basics, technical analysis, trading strategies, and the specifics of different financial markets.
The platform also integrates basic technical analysis tools, including interactive charts, technical indicators, and price alerts. While less advanced than those offered by specialized platforms, these tools are sufficient for most investment strategies.
All eToro users benefit from a virtual account with $100,000 in practice funds to test the platform without risking their capital. This simulation environment faithfully reproduces real market conditions and allows users to experiment with all features, including copy trading and Smart Portfolios.
This educational approach is a major asset for beginners who want to familiarize themselves with trading mechanisms before investing their own funds.
eToro offers access to more than 100 verified cryptocurrencies, covering the entire spectrum of digital assets. This rigorous selection guarantees users access to the most solid and liquid projects in the market.
The platform provides access to major cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), XRP, and Solana (SOL). DeFi tokens are also represented with Chainlink (LINK), Uniswap (UNI), Aave (AAVE), Compound (COMP) and Maker (MKR).
Other popular cryptocurrencies include Cardano (ADA), Polygon (MATIC), Algorand (ALGO), Dogecoin (DOGE), Litecoin (LTC), Bitcoin Cash (BCH), Tezos (XTZ), Binance Coin (BNB), and specialized projects such as Decentraland (MANA) for NFTs or Basic Attention Token (BAT) for decentralized advertising.
eToro offers two approaches to crypto trading : direct purchase of real tokens to hold in your portfolio, or trading crypto CFDs with leverage to profit from price variations. A fixed spread of 1% applies to all crypto transactions.
Let’s now look at eToro’s strengths and areas for improvement.
eToro adopts a transparent pricing approach based primarily on spreads rather than fixed commissions. This structure allows the platform to offer commission-free stock and ETF trading, a significant advantage for long-term investors.
The spread represents the difference between the buy (ask) and sell (bid) price of an asset. This difference constitutes eToro’s main revenue and varies according to market conditions and the liquidity of each financial instrument.
| Asset Type | Average Spread | Commission | Overnight Fees |
|---|---|---|---|
| Stocks | 0.15% | 0% | 0.01% per day (CFD) |
| Cryptocurrencies | 1% fixed | 0% | Not applicable |
| Forex | 0.005% | 0% | 0.01% per day |
| Commodities | 0.05% | 0% | 0.01% per day |
| Indices | 0.015% | 0% | 0.01% per day |
| ETFs | Variable | 0% | 0.01% per day (CFD) |
Cryptocurrencies are subject to specific treatment with a fixed 1% spread applied to both buying and selling.
eToro applies several additional fees that you should be aware of to optimize your use of the platform. Withdrawal fees amount to $5 per operation, regardless of the amount withdrawn. This policy encourages grouped withdrawals rather than frequent withdrawals of small amounts.
Currency conversion fees represent 0.5% of the converted amount, as all operations on eToro are conducted in US dollars. European users depositing or withdrawing euros are therefore subject to this automatic conversion.
Inactivity fees of $10 per month apply after 12 months without logging into the platform. This measure aims to encourage active account use and cover the maintenance costs of dormant accounts.
| Broker | Stocks | Crypto | Forex | Withdrawal Fees | Currency Conversion |
|---|---|---|---|---|---|
| eToro | 0% commission | 1% spread | 0.005% spread | $5 | 0.5% |
| Vantage | Variable | N/A | $1 per lot | Variable | Variable |
| Axi | 0% (Standard) | N/A | $3.50 per lot (Pro) | Variable | Variable |
| Libertex | 0-0.78% | 0% commission | 0% minimum | Variable | Variable |
This comparison reveals that eToro offers a competitive fee structure, particularly for investors who prioritize simplicity and transparency. The fixed fees on cryptocurrencies are still high for large volumes.
To minimize the impact of fees on performance, several strategies can be adopted. Favoring long-term investments allows you to amortize spreads over time and avoid overnight fees on CFDs.
Grouping withdrawal operations reduces the impact of the fixed $5 fees. Maintaining regular activity on the platform avoids the $10 monthly inactivity fees.
For active crypto investors, comparing the total cost (spread + fees) with other specialized platforms may be relevant, particularly for large transaction volumes.
Let’s now see how to create an account step by step.
Go to etoro.com and click on “Sign Up.” Enter your basic personal information (name, email, phone) or use your Google, Facebook, or Apple account to speed up the process.
Set a secure password that meets eToro’s security criteria. Confirm your email address by clicking on the link received in your inbox.
Upload an official ID document (ID card, passport, or driver’s license) and a recent proof of address (less than 3 months old). Verification typically takes 2 to 5 business days.
Complete the investor questionnaire about your financial knowledge, trading experience, and investment goals. This assessment allows eToro to provide personalized recommendations.
Make a minimum deposit of $50 via credit card (instant), SEPA transfer, PayPal, or other electronic wallets. Payments must be made from an account in your name.
Once your deposit is validated, your account is activated. First explore the demo account with $100,000 in virtual funds to familiarize yourself with the platform before investing your real funds.
Now let’s see how to buy cryptocurrencies on eToro in 6 simple steps.
Log into your eToro account and click on “Markets” in the main menu. Select the “Cryptocurrencies” section to display the list of more than 100 crypto assets available with their real-time prices.
Use the search engine to locate the desired cryptocurrency or browse the list. Click on the asset to access its dedicated page with charts, statistics (market cap, volume, history), and recent news.
Click on the “Invest” button to open the transaction window. Enter the amount to invest in dollars or in units of cryptocurrency. eToro automatically calculates the equivalent after deducting the 1% spread.
Select “x1” (no leverage) and “LONG” position to buy real cryptocurrencies. Optionally configure a Stop Loss to limit losses and a Take Profit to secure gains.
Check the detailed summary (amount, fees, number of units) then click on “Open Position“. The transaction executes immediately at the market price with the fixed 1% spread.
Your cryptocurrencies appear in the “Portfolio” section where you can track performance in real-time. Use “Edit Position” to adjust orders or transfer to the eToro Wallet for secure off-platform storage.
eToro enjoys a very good reputation on Trustpilot with a rating of 4.2 stars out of 5 based on more than 28,000 reviews from verified users. This rating places the platform among the best-rated brokers in the sector, with a majority of positive reviews (4 and 5 stars). eToro’s responsiveness to negative reviews is particularly appreciated, with the platform responding to 99% of negative reviews within an average of 24 hours.
Users regularly praise eToro’s constant innovation, particularly with the eToro debit card that allows users to earn interest on cash and cashback. A recent user testifies : “Very satisfied with this eToro debit card innovation which brings interest on available cash and cashback“. The quality of customer service frequently stands out, with available advisors and detailed explanations. The intuitive interface and copy trading receive unanimous praise for their ease of use.
Some experienced users regret the lack of advanced technical analysis tools compared to specialized platforms. The conversion fees (0.5%) and withdrawal fees ($5) are subject to recurring criticism, particularly from European users. Finally, some users report occasional slowdowns during periods of high volatility.
The 4.2/5 rating of eToro is above the average for the online brokerage sector (generally between 3.5 and 4.0 stars). The significant volume of reviews (more than 28,000) gives this rating high statistical credibility, ensuring significant representativeness of customer experiences compared to some competitors with fewer user reviews.
After thorough analysis, eToro stands out as a reliable platform for online investment in 2025. The unique combination of technological innovation, ease of use, and rigorous regulation makes it suitable for modern investors. eToro’s reliability is beyond doubt, supported by more than 17 years of experience, multiple regulatory supervision (CySEC, FCA, ASIC, AMF), and a base of 35 million users in more than 100 countries.
Copy trading remains the most significant competitive advantage, creating a unique ecosystem where expertise is shared and democratized. The multi-asset approach also simplifies portfolio management by centralizing more than 7,000 instruments on a unified interface.
eToro is well-suited for beginner and occasional investors who prioritize simplicity without technical complexity. For copy trading enthusiasts, the platform represents the absolute reference with the most developed ecosystem. However, for experienced investors or traders, we recommend specialized platforms to benefit from much more advantageous fees.
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eToro offers commission-free trading on stocks and ETFs, but applies spreads on all assets. Additional fees include $5 per withdrawal, 0.5% currency conversion fee, and $10/month after 12 months of inactivity.
Copy trading can generate profits by replicating the strategies of successful traders, but past performance does not guarantee future results. It is essential to diversify and only copy investors with a solid track record and proper risk management.
eToro is regulated by multiple financial authorities (CySEC, FCA, ASIC, AMF) and offers the purchase of real cryptocurrencies or CFDs. Client funds are kept in segregated accounts, and the platform uses advanced security protocols to protect digital assets.
The minimum deposit varies by region, generally set at $50 for most European countries. This accessible amount allows beginners to start investing with a limited capital.
Withdrawals are made through the “Withdraw Funds” section, with a processing time of 2 business days plus 3–8 days depending on the payment method. A fixed $5 withdrawal fee applies regardless of the amount.
DISCLAIMER
This article is for informational purposes only and should not be considered as investment advice. Trading cryptocurrencies involves risks, and it is important not to invest more than you can afford to lose.
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Risk Warning : Trading financial instruments and/or cryptocurrencies carries a high level of risk, including the possibility of losing all or part of your investment. It may not be suitable for all investors. Cryptocurrency prices are highly volatile and can be influenced by external factors such as financial, regulatory, or political events. Margin trading increases financial risks.
CFDs (Contracts for Difference) are complex instruments with a high risk of rapid capital loss due to leverage. Between 74% and 89% of retail investor accounts lose money when trading CFDs. You should assess whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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