FundingPips emerges as one of the most dynamic prop firms in the proprietary trading market, attracting over a million traders since its inception in 2022. With four distinct programs and flexible trading conditions, this Dubai-based company promises funding opportunities of up to $100,000. But does FundingPips truly deliver on its promises amidst fierce competition?
FundingPips is a proprietary trading firm (prop firm) founded in August 2022 by Khaled Ayesh. It quickly rose to prominence in the Forex trading ecosystem, distributing over $130 million in payouts. Based in Dubai, United Arab Emirates, the company has positioned itself as an innovative alternative to traditional prop firms.
Unlike standard brokers where traders use their own capital, FundingPips operates on a prop firm model: the company provides its 1.2 million traders with access to its own capital in exchange for a share of the profits generated. This approach allows skilled traders to access significant funding without risking their personal funds.
The firm stands out with its “Built by traders for traders” philosophy and currently offers four distinct funding programs, each tailored to different trader profiles and with no payment denials. The company is legally incorporated as FundingPips Corp, registered in the Comoros under number HY01223081.
Physically, FundingPips operates from the Bay View Tower in Dubai, a strategic location that allows it to serve an international clientele. The company claims more than one million registered traders and offers funding up to $100,000, with a profit-sharing system that can reach 100%.
The reputation of FundingPips has been built through its 23,786 reviews on Trustpilot, where it maintains a rating of 4.5 out of 5 stars. The platform actively responds to negative reviews, with a response rate of 57% typically within a week.
Becoming a trader at FundingPips follows a flexible process with four distinct paths to access funding. Unlike many prop firms that impose a single route, FundingPips adapts to different trader profiles.
The Two-step Pro Evaluation represents the most accessible option with moderate profit targets of 6% in each of the two phases and drawdown limits of 3% per day and 6% in total. The absence of time constraints is the major advantage of this program. Profit sharing starts at 80% with weekly payouts.
The Two-step Evaluation is designed for experienced traders with targets of 8% in the first phase and 5% in the second phase. Risk limits are 5% per day and 10% in total. The dynamic sharing system evolves from 60% to 100% depending on withdrawal frequency.
The One-step Evaluation offers a single challenge with a target of 10% and drawdown limits at 4% per day and 6% in total. Profit sharing varies from 80% to 100% depending on the chosen terms. This program now includes a daily lot limit to better control risks.
The Zero Program offers instant funding without prior evaluation. The first 3% of profit is retained as a safety buffer, and sharing starts at 95%.
FundingPips specializes in Forex trading, offering access to the main currency pairs in the international market. The catalog covers major pairs (EUR/USD, GBP/USD, USD/JPY, etc.), minor and exotic pairs, as well as precious metals (gold, silver), major stock indices and certain commodities.
The company has recently relaxed certain restrictions : limitations on orange and yellow news (which are levels of importance) have been lifted, offering more flexibility to traders. Hedging remains prohibited, but trading conditions have become more permissive. Additionally, IP travel restrictions have been removed, allowing traders to trade from anywhere in the world.
The FundingPips challenge system stands out for its flexibility, offering four distinct programs adapted to different trader profiles. Unlike traditional prop firms, FundingPips has removed time pressure from most of its programs.
The Two-step Pro Evaluation constitutes the most accessible program with two phases of 6% each and no time limit. The Two-step Evaluation combines more ambitious targets (8% then 5%) with dynamic sharing progressing up to 100%.
The One-step Evaluation condenses the assessment into a single phase with a target of 10%, while the Zero Program revolutionizes the model by offering instant funding with a safety buffer of 3%.
FundingPips offers a scaling system allowing capital increases of up to 40%. The Hot Seat program, accessible after 16 payouts, offers access to $2 million, on-demand withdrawals, and monthly bonuses of $500. Master Traders benefit from privileged support via WhatsApp for personalized assistance.
| Criteria | Two-step Pro Evaluation | Two-step Evaluation | One-step Evaluation | Zero Program |
| Number of phases | 2 phases | 2 phases | 1 phases | None (instant funding) |
| Phase 1 Target | 6% | 8% | 10% | – |
| Phase 2 Target | 6% | 5% | – | – |
| Daily Drawdown | 3% | 5% | 4% | – |
| Ttotal Drawdown | 6% | 10% | 6% | – |
| Safety Buffer | – | – | – | 3% |
| Profit Sharing | 80% | 60% to 100% | 80% to 100% | 95% |
| Time Limit | None | None | None | None |
| Withdrawal Threshold | 1% | 1% | 1% | 1% |
| Payout Frequency | Weekly | Bi-weekly/Monthly | Weekly/Bi-weekly/Monthly | Bi-weekly |
| Waiting Period | 7 days | 14 days | 7-14 days | 14 days |
| Scaling Possible | Yes (up to 40%) | Yes (up to 40%) | Yes (up to 40%) | Yes (up to 40%) |
Here is the step-by-step registration process at FundingPips :
Step 1 : Account Creation Go to the official FundingPips.com website and click on “Sign up”. Fill out the form with your personal information : first name, last name, email, phone number, and country of residence.
Step 2 : Program Selection Select the program suited to your profile from the four available options (Two-step Pro, Two-step, One-step, or Zero Program). Choose the desired account size and check the associated conditions.
Step 3 : Payment Complete the payment of registration fees via the proposed methods (credit card, bank transfer, cryptocurrencies). Fees vary according to the chosen program and account size.
Step 4 : Identity Verification Submit your KYC documents : valid ID and recent proof of address. The verification process now takes less than 2 days thanks to recent improvements.
Step 5 : Platform Access Receive your login credentials by email and access your personalized dashboard. Download the trading platform and start your challenge.
The withdrawal and reward system of FundingPips constitutes one of the major strengths of this prop firm, with recent innovations that significantly improve the user experience.
FundingPips offers a particularly generous profit sharing structure. The Two-step Pro starts at 80%, the Two-step dynamically evolves from 60% to 100%, the One-step varies from 80% to 100%, and the Zero Program offers 95% from the start. These rates are among the most competitive in the prop firm market.
The company has revolutionized its payment methods with the introduction of instant payments to Mastercard and Visa cards. This innovation allows traders to receive their earnings directly on their bank card in minutes, eliminating traditional waiting times. This feature represents a major competitive advantage in an industry where payment delays are often a source of frustration.
Withdrawal thresholds remain set at 1% of the initial capital, an exceptionally low level that allows traders to quickly benefit from their performance. Frequency options include weekly, bi-weekly, or monthly withdrawals, with preferential conditions for less frequent withdrawals.
FundingPips has implemented a live reward feed on Discord that offers complete transparency on payments made. This feature allows the community to see processed withdrawals in real-time, reinforcing the platform’s trust and credibility. This transparent approach favorably contrasts with many prop firms that maintain opacity regarding their payments.
The affiliate program has also been improved with the ability to request affiliate commissions on demand, offering more flexibility to the company’s partners. This feature meets the needs of affiliates who wish to optimize their cash flow.
The Hot Seat program remains the elite of the reward system, accessible after 16 successful payouts. This prestigious status offers access to capital of up to $2 million, personalized trading conditions, on-demand withdrawals, and monthly bonuses of up to $500.
Master Traders benefit from privileged support via WhatsApp, allowing personalized support and strategic advice. This VIP approach recognizes the value of high-performing traders and reinforces their long-term loyalty.
A recent innovation allows copy trading between personal accounts, offering experienced traders the possibility to duplicate their winning strategies across multiple accounts simultaneously. This feature optimizes efficiency and can multiply potential earnings.
Let’s now look at the strengths and areas for improvement of the FundingPips prop firm.
The question of real profitability for traders at FundingPips finds a concrete answer in the impressive figures of the company : $125 million in payouts have already been paid to traders, tangibly demonstrating that some traders do manage to generate substantial income on the platform.
This considerable sum testifies to FundingPips‘ ability to honor its financial commitments and reward high-performing traders. However, it is crucial to understand that these successes concern a minority of experienced traders who perfectly master the subtleties of Forex trading and scrupulously respect risk management rules.
Furthermore, the Hot Seat program testifies to the existence of a community of long-term performing traders capable of managing capital of up to $2 million. These success stories demonstrate the viability of the model.
Nevertheless, it should be emphasized that proprietary trading remains a demanding field where only experienced traders manage to generate sustainable income. Beginners should be aware that success requires in-depth learning, exemplary discipline, and often several attempts before achieving profitability.
The rating of 4.5 stars based on 23,786 Trustpilot reviews is quite an indicator of satisfaction. Comments reveal the reliability of payouts, transparency, and customer support.
The time and response rate of FundingPips to negative reviews (57% of responses) also demonstrates a certain commitment from the platform.
FundingPips deserves a positive recommendation for experienced Forex traders thanks to its exceptional sharing conditions and flexibility. The solid reputation and $125 million in payouts to date reinforce the credibility of the offer.
For beginner traders, the Two-step Pro Evaluation offers favorable learning conditions without time pressure. However, the exclusive Forex specialization may limit multi-market traders, and registration fees represent a substantial initial investment to consider carefully.
FundingPips establishes itself as a serious and innovative prop firm in 2025, particularly suited to disciplined Forex traders. Its generosity, flexibility, and transparency make it an attractive option, subject to a personalized assessment of each trader’s specific needs.
Yes, FundingPips is a reliable firm with a 4.5/5 rating on Trustpilot based on over 23,000 reviews and $125 million in payouts. The company holds an international brokerage license and has maintained a strong reputation since 2022.
FundingPips offers up to $2 million in funding for Hot Seat traders. Standard programs range from $10,000 to $200,000, with scaling up to 40%.
Most programs have no time limit, allowing traders to progress at their own pace without strict deadlines.
Fees vary depending on the program and account size, typically ranging from €100 to €1,000. Fees are refundable upon successful completion (except for the Zero Program).
No, FundingPips focuses exclusively on Forex, precious metals, indices, and commodities. Direct crypto trading is not available.
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