Elon Musk to launch X money in 2 months: Will it ignite the crypto market?

Elon Musk's X Money is launching soon! Discover the potential impact on Dogecoin and the wider crypto market. Get the latest updates now.

Written by Charles Ledoux

Translated on February 13, 2026 at 07:57 by Simon Dumoulin

Elon musk sur un fond gris avec un coin Bitcoin et dogecoin en jaune

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X Money: Official Timeline Revealed by Elon Musk

This is the announcement the community has been eagerly awaiting. During a recent intervention, billionaire Elon Musk confirmed that X’s payment service (formerly Twitter) will transition from internal testing to a limited external beta within the next 1 to 2 months. The objective is clear: transform the social network into an “Everything App” capable of managing your entire financial life.

🚨ELON MUSK: "We have X Money live within closed beta in the company, in the next 1-2 months we will have a limited external beta, and then go live to go to all X users."

"This is intended to be the place where all money is. The central source of all monetary transactions." pic.twitter.com/XZbeVk17d5
— Autism Capital 🧩 (@AutismCapital) February 11, 2026

Currently, X Payments has already secured money transmission licenses in over 30 US states, paving the way for massive deployment. Musk isn’t hiding his ambitions: he wants X to completely replace traditional bank accounts. If the timeline is respected, we could witness one of the biggest onboardings in Fintech history by the end of the year.

The Shadow of Dogecoin (DOGE): Towards Mass Adoption?

It’s impossible to discuss X Money without mentioning Dogecoin (DOGE). While Musk hasn’t explicitly confirmed cryptocurrency integration from day one of the beta, the market is buzzing. Traders and whales are watching for the slightest sign of a “Pay with Crypto” button.

DOGE, often described as Musk’s favorite currency, could be the big winner of such integration. If X enables crypto payments, this would create a real and massive use case, potentially propelling the token toward a new ATH. For now, it’s the “Buy the rumor” strategy that dominates, with volatility expected on memecoins.

A Serious Competitor for PayPal and DeFi?

With this announcement, Musk declares war on giants like PayPal and Venmo, but also potentially on DeFi (Decentralized Finance) solutions. By centralizing payments, savings, and social features in one place, X could capture enormous liquidity.

For crypto investors, the question is whether X Money will serve as an easy on-ramp for the general public into digital assets. If so, this could truly serve as a springboard for a crypto market rebound.

The imminent arrival of X Money’s beta is a powerful catalyst. If crypto integration is confirmed, even just for Bitcoin or Dogecoin, the psychological impact on the market will be immediate. It remains to be seen whether US regulation will let Musk roll out his vision without a hitch.

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Charles Ledoux

Charles Ledoux is a Bitcoin and blockchain technology specialist. A graduate of the Crypto Academy, he has been a Bitcoin miner for over a year. He has written numerous masterclasses to educate newcomers to the industry and has authored over 2,000 articles on cryptocurrency. Now, he aims to share his passion for crypto through his articles for InvestX.

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