Ripple and BNY Mellon: A Game-Changing Alliance for XRP’s Institutional Future?
Ripple teams up with BNY Mellon for tokenized deposits! This massive alliance could propel XRP adoption and send its value higher. Click to learn more!
Translated on January 11, 2026 at 08:14 by Simon Dumoulin
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BNY Mellon and Ripple: The Decisive Junction Between TradFi and Crypto
The announcement marked a major turning point: BNY Mellon is now integrating blockchain at the heart of its infrastructure through a tokenized deposits service. Clients can convert traditional bank deposits into digital assets, usable continuously on a private blockchain.
For Ripple, this represents major institutional validation. As an early adopter via Ripple Prime, the company joins an exclusive circle alongside players like Citadel Securities and Circle, confirming the credibility of its infrastructure among major institutions.
In practical terms, this integration enables 24/7 liquidity circulation, eliminating the time-based frictions of traditional banking systems. This is a structural shift for crypto market efficiency and institutional treasury management.
🚨BREAKING: One of the World’s Biggest Banks Just Put REAL Bank Money On-Chain — And Ripple Is Already Using It ⚡️🏦
🏛 @BNYglobal (a top global bank) just launched tokenized deposits for institutions.
A Fundamental Bullish Catalyst for the XRP Ecosystem
Beyond the announcement, the implications run deep. With BNY Mellon already serving as the custodian for RLUSD reserves, this partnership strengthens the entire XRP Ledger ecosystem and its credibility as institutional-grade financial infrastructure.
Analysts emphasize that this is real financial plumbing, used for instant settlement, collateral management, and real-time margins. This type of development often precedes sustainable bull cycles, far more than purely speculative announcements.
While XRP hasn’t yet triggered an immediate breakout, its fundamentals have never been stronger. With backing from America’s oldest bank and a potentially favorable macro context, the coming weeks will reveal whether this alliance becomes the trigger for a new phase of institutional accumulation and, ultimately, a return to new highs.
Passionate about cryptocurrencies since 2019, I cover the latest news through clear and accessible articles. My goal is to make crypto understandable for everyone, with reliable and well-researched content.
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