XRP surges 10% Amidst rumors of secret SWIFT partnership

XRP price rockets up! Are rumors of a secret meeting between Ripple and SWIFT true? Discover the potential impact on XRP's value. Read now!

Written by Simon Dumoulin

Translated on February 15, 2026 at 15:32 by Simon Dumoulin

Illustration futuriste centrée sur le XRP : jeton doré lumineux suspendu au centre, entouré de réseaux holographiques reliant des grandes villes mondiales. Lignes numériques symbolisant les paiements transfrontaliers, skyline moderne au crépuscule dans des tons bleu et argent. Ambiance fintech institutionnelle, éclairage réaliste et composition équilibrée.

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SWIFT-Ripple Rumors: An Explosive Catalyst for XRP

XRP has surged following rumors of a meeting between SWIFT and Ripple, triggering a rapid FOMO rally and a sharp increase in trading volumes. Even without an official announcement, the prospect of a partnership between the world’s leading interbank network and the company behind the token has been enough to reignite speculative interest.

In a context where traditional finance is looking to modernize its infrastructure through blockchain technology, Ripple emerges as a credible player thanks to its On-Demand Liquidity (ODL) solution, designed to streamline cross-border payments. The convergence around the ISO 20022 standard, gradually being adopted by financial institutions, further reinforces the plausibility of a strategic collaboration.

The absence of an immediate denial is fueling speculation and maintaining tension in the market. Should a partnership materialize, it would validate XRP’s institutional utility and could transform its narrative, shifting it from a speculative asset to a key infrastructure for international payments.

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Technical Analysis: Towards a Confirmed Breakout or a Classic Trap?

From a chart perspective, XRP is trading near major resistance levels after several weeks of consolidation. Momentum indicators show renewed buying pressure, while increasing volumes suggest a breakout attempt. A solid close above current levels would strengthen the scenario for a new rally.

However, caution remains essential. The crypto market is notorious for the “Buy the rumor, sell the news” pattern, where enthusiasm precedes a brutal reversal if the anticipated announcement fails to materialize. A failure below resistance could trigger a rapid retracement toward lower support levels.

The risk/reward ratio therefore remains delicate in the short term. Technical confirmation accompanied by sustained volumes would offer a more reliable signal to investors. Conversely, official confirmation of a partnership between SWIFT and Ripple could serve as a major catalyst, paving the way for a structural revaluation of XRP’s price.

Graphique TradingView du XRP (Ripple) montrant l’évolution du prix avec une phase de consolidation sous résistance, volumes en hausse et tentative de breakout haussier dans un contexte de forte volatilité du marché crypto.

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Simon Dumoulin

Passionate about cryptocurrencies since 2019, I cover the latest news through clear and accessible articles. My goal is to make crypto understandable for everyone, with reliable and well-researched content.

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