Home
chevron
Trading
chevron
FundingPips vs FTMO : Which Prop Firm Should You Choose in [current_year] ?
Copié

FundingPips vs FTMO : Which Prop Firm Should You Choose in [current_year] ?

In the fast-paced world of cryptocurrency and Forex trading, propfirms provide talented traders with access to substantial capital. Explore the top players, FundingPips and FTMO, to make an informed decision in 2025. Discover which platform aligns best with your ambitions.

Written by Maholy

Translated on June 20, 2025 at 13:13 by Maholy

Financial support for covering pips.
Copié

What are FundingPips and FTMO ?

Prop firms, or proprietary trading companies, are businesses that provide capital to external traders after a rigorous assessment of their skills. In exchange, traders share a portion of their profits with the prop firm. This model allows traders to maximize their gains without risking their own capital, while offering prop firms a way to generate revenue through the performance of their traders.

Fundingpips vs ftmo

FundingPips is a prop firm that has quickly gained popularity thanks to its flexible trading conditions and varied evaluation programs. It positions itself as an attractive option for traders looking to prove their worth and obtain funding. FundingPips emphasizes simplicity and accessibility, offering different types of challenges adapted to various trader profiles.

FTMO, on the other hand, is one of the most established and respected prop firms in the market. Founded in 2015, it is known for its strict but fair evaluation process, advanced trading tools, and quality customer support. FTMO has built its reputation on transparency and reliability, attracting thousands of experienced traders worldwide.

Comparing FundingPips and FTMO Challenges

To choose the most suitable prop firm, it’s essential to understand the specifics of their evaluation programs. Here’s a detailed comparison of the challenges offered by FundingPips and FTMO.

FundingPips Challenges

FundingPips offers several types of challenges, including one or two-phase evaluations, with varying profit targets and drawdown rules. Flexibility is a major asset of FundingPips, allowing traders to choose the challenge that best matches their trading style and risk level.

Funding Pips review
Feature1-Phase Challenge2-Phase Challenge
Profit Target9%Phase 1: 8%, Phase 2: 5%
Maximum Daily Loss5%5%
Maximum Total Loss10%10%
Minimum Trading DaysNot specified (variable)Not specified (variable)
Challenge DurationUnlimitedUnlimited
Consistency RuleNo (except FundingPips Zero)No (except FundingPips Zero)

Note: The information above is based on general data and may vary depending on updates to FundingPips programs. It is always recommended to check the official website for the most recent details.

FTMO Challenges

FTMO is recognized for its two-step evaluation process, the FTMO Challenge and Verification, designed to identify disciplined and profitable traders. The rules are clear and strict, emphasizing risk management.

FTMO review
FeatureFTMO Challenge (Phase 1)FTMO Challenge (Phase 2)
Profit Target10%5%
Maximum Daily Loss5%5%
Maximum Total Loss10%10%
Minimum Trading Days4 days4 days
Challenge DurationUnlimitedUnlimited
Consistency RuleYes (not applicable after challenge phase)Yes (not applicable after challenge phase)

Note : The information above is based on FTMO’s standard rules. Variations may exist for specific account types (e.g., Swing Account).

Challenge Comparison

When comparing FundingPips and FTMO challenges, several key points emerge. FTMO imposes a slightly higher profit target in Phase 1 (10% versus 8% or 9% for FundingPips), but reduces this target by half in Phase 2 (5%). Both prop firms maintain similar daily and total loss limits (5% and 10% respectively), which is standard in the industry.

A notable advantage of FundingPips is the absence of a consistency rule on most of its challenges, offering more freedom to traders. FTMO, on the other hand, emphasizes discipline with its consistency rule during the evaluation phases.

Finally, the unlimited duration of challenges at both providers is a major asset, reducing time pressure on traders.

Comparing Withdrawal Conditions at FundingPips and FTMO

Withdrawal conditions are a crucial aspect to consider when choosing a prop firm, as they determine how easily you can access your earnings. Both platforms offer competitive conditions, but with important nuances.

Withdrawals at FundingPips

FundingPips offers profit sharing of up to 100% for top-performing traders, with an initial share of 80%. Withdrawals can be made after achieving a minimum of 1% profit on the funded account and complying with a 45% consistency rule for certain account types. Withdrawals are generally processed quickly, offering good flexibility to traders.

Fundingpips withdrawal

Withdrawals at FTMO

FTMO offers profit sharing of up to 90%, with an initial share of 80%. Withdrawals are processed on a monthly basis by default, with the possibility of requesting an “on-demand” withdrawal after a period of 14 calendar days from your first trade.

FTMO is known for the reliability and speed of its payments, typically processed in 1 to 2 business days after invoice confirmation. There is no strict consistency rule for withdrawals once the account is funded, but compliance with drawdown rules remains paramount.

FTMO withdrawal

Comparison of Withdrawal Conditions

In terms of profit sharing, FundingPips can offer a slightly higher percentage (up to 100% versus 90% for FTMO) for elite traders. However, FTMO stands out for the clarity and regularity of its withdrawal processes, with monthly payments and the possibility of on-demand withdrawals after 14 days.

The consistency rule of FundingPips for withdrawals on certain accounts may be a factor to consider for traders who prefer greater freedom. Finally, both platforms offer various withdrawal methods, including bank transfers and cryptocurrencies, ensuring good accessibility to funds.

Do Traders Make Money with Prop Firms ?

The question of whether traders actually make profits with prop firms is legitimate and often asked. The answer is a resounding yes. Millions of dollars are withdrawn each month by traders worldwide through these platforms. Prop firms like FundingPips and FTMO are not scams; their business model relies on the success of their traders. If traders weren’t making money, prop firms would have no reason to exist.

prop firms

However, it’s crucial to understand that this success is not within everyone’s reach. Prop firms are designed to identify and fund the best traders, those who demonstrate discipline, rigorous risk management, and a consistent ability to generate profits.

The evaluation process is selective by nature, and many traders fail the challenges before reaching funded trader status. Those who succeed are often experienced professionals or individuals who have dedicated considerable time to learning and mastering the financial markets.

Ultimately, prop firms offer a path to financial freedom for an elite group of traders, but it requires hard work, perseverance, and genuine expertise.

Which Prop Firm to Choose Between FundingPips and FTMO ?

The choice between FundingPips and FTMO is not a question of one being superior to the other, but rather of compatibility with your trader profile, experience level, and goals. Both are reputable and reliable prop firms, each with its own strengths.

FTMO is often considered the industry benchmark. FTMO has a long history. It has a solid reputation and its evaluation process is well established. These elements make it a preferred choice for experienced traders. The platform offers a rigorous structure. It also offers cutting-edge tools. If you’re a disciplined trader, FTMO may be suitable for you. You must be able to follow strict risk management rules. If you aim for a sustainable career in funded trading, FTMO could be the ideal platform.

FundingPips is a more recent platform. It has distinguished itself through its flexibility. Its profit-sharing conditions can be advantageous for high-performing traders. Most of its challenges don’t impose a consistency rule. This attracts traders who prefer a free approach. If you’re a confident trader, FundingPips may be suitable for you. Your strategy must be solid. If you’re looking to maximize your share of profits, this platform is an excellent option.

Ultimately, the best prop firm is the one that best matches your trading style. It’s advisable to evaluate your own skills, risk tolerance, and expectations before making a decision. Some traders might even consider attempting challenges from both platforms to see which suits them best.

Our review on FundingPips : A Reliable Prop Firm in 2025 ?

Despite being younger compared to FTMO, FundingPips has quickly established its reputation as a reliable and trustworthy prop firm. Moreover, trader feedback is mostly positive, highlighting the transparency of its rules and the speed of its payments. Finally, the platform strives to maintain a fair trading environment, offering clear conditions and responsive support.

FundingPips logo

However, as with any prop firm, reliability also depends on the trader’s understanding and compliance with the rules. Rumors or negative experiences are often related to non-compliance with trading conditions or unrealistic expectations. FundingPips, as a serious market player, has demonstrated its ability to honor its commitments to performing traders.

In conclusion, FundingPips is a solid option for traders seeking funding. Its flexibility and potential for high profit sharing make it a serious competitor to established prop firms. It represents a legitimate opportunity for talented traders to develop their careers.

Maholy

Maholy

Caméléon de la rédaction et experte SEO, Maholy Ny Voary a découvert le monde des cryptomonnaies et du Web3 en 2021. Constamment à l’affût des nouveautés, elle continue de se former pour créer des contenus engageants qui aident véritablement les internautes.

FAQ : Frequently Asked Questions

What is a prop firm ?

A prop firm (proprietary trading firm) is a company that provides capital to external traders to trade financial markets. In return, traders share a portion of their profits with the firm, without risking their own money.

Are FundingPips and FTMO reliable prop firms ?

Yes, both FundingPips and FTMO are considered reliable and reputable prop firms within the industry. They have proven their legitimacy by paying millions of dollars to their successful traders.

What is FundingPips’ main advantage compared to FTMO ?

FundingPips potentially offers a higher profit split (up to 100%) and greater flexibility thanks to the absence of a consistency rule in most of its challenges, which may suit experienced traders.

Is FTMO better suited for beginners ?

FTMO, with its rigorous evaluation process and educational resources, is often recommended for traders seeking a solid structure and in-depth risk management training, which can benefit serious beginners.

How to choose between FundingPips and FTMO ?

The choice depends on your trading style, experience, and goals. FTMO is ideal for disciplined traders looking for structure, while FundingPips suits those who prioritize flexibility and potentially higher profit sharing.

DISCLAIMER

This article is for informational purposes only and should not be considered as investment advice. Trading cryptocurrencies involves risks, and it is important not to invest more than you can afford to lose.

InvestX is not responsible for the quality of the products or services presented on this page and cannot be held liable, directly or indirectly, for any damage or loss caused by the use of any product or service featured in this article. Investments in crypto assets are inherently risky; readers should conduct their own research before taking any action and invest only within their financial means. This article does not constitute investment advice.

Risk Warning : Trading financial instruments and/or cryptocurrencies carries a high level of risk, including the possibility of losing all or part of your investment. It may not be suitable for all investors. Cryptocurrency prices are highly volatile and can be influenced by external factors such as financial, regulatory, or political events. Margin trading increases financial risks.

CFDs (Contracts for Difference) are complex instruments with a high risk of rapid capital loss due to leverage. Between 74% and 89% of retail investor accounts lose money when trading CFDs. You should assess whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Before engaging in financial or cryptocurrency trading, you must be fully informed about the associated risks and fees, carefully evaluate your investment objectives, level of experience, and risk tolerance, and seek professional advice if needed. InvestX.fr and the InvestX application may provide general market commentary, which does not constitute investment advice and should not be interpreted as such. Please consult an independent financial advisor for any investment-related questions. InvestX.fr disclaims any liability for errors, misinvestments, inaccuracies, or omissions and does not guarantee the accuracy or completeness of the information, texts, graphics, links, or other materials provided.

Some of the partners featured on this site may not be regulated in your country. It is your responsibility to verify the compliance of these services with local regulations before using them.

🚨 EXCLUSIVE FOR INVESTX READERS

bybit
Sign up now and get a free 20 USDC bonus – only through our partner link !
Open a Bybit account
close-link
Click Me