PayPal Launches PYUSD Stablecoin on Stellar : What This Means for Crypto

PayPal launches its stablecoin PYUSD on Stellar, promising fast payments and a 3.4% yield. Discover this innovative development now!

Written by Charles Ledoux

Translated on June 13, 2025 at 12:11 by Sarah

Digital PYUSD stablecoin concept design.

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A New Blockchain for PayPal’s Stablecoin

PayPal takes another step towards widespread adoption of its PYUSD stablecoin by integrating it into the Stellar network, known for its fast and low-cost transactions. This major announcement opens up new opportunities for the cryptocurrency ecosystem and PYUSD users.

We’re excited to share @PayPal is bringing its stablecoin, PYUSD, to Stellar.

When you need infrastructure that works beyond the hype—real payments, real merchants, real global reach—you build where millions already transact daily.https://t.co/luYcZEPZ3H
— Stellar (@StellarOrg) June 11, 2025

Through Stellar, users will have more choices to access and use PYUSD, via digital wallets and local banking connections. The integration also creates new channels of liquidity and more efficient capital flows, especially for small and medium enterprises.

By leveraging Stellar’s real-time settlement features, businesses can access instant capital in PYUSD to pay suppliers, manage inventory, or cover other expenses. This “PayFi” system could be particularly beneficial for companies experiencing payment delays or high initial costs.

Expanding Adoption of PYUSD

PYUSD, already present on Ethereum, Solana, and Cardano, is now extending its reach with the support of industry giants like PayPal and Coinbase. This diversification enhances interest in stablecoins and paves the way for broader adoption, easing cross-border payments for users.

PYUSD on Stellar. This is the future of payments. pic.twitter.com/0tS8aVu0vO
— Stellar (@StellarOrg) June 11, 2025

To encourage this adoption, PayPal will offer a 3.7% annual yield to US holders of PYUSD in their PayPal or Venmo wallets. A significant incentive to attract users to this payment solution.

In conclusion, the integration of PYUSD on Stellar represents a major milestone in PayPal’s expansion strategy. It demonstrates the potential of stablecoins in facilitating global transactions and enhancing financial inclusion. With such ongoing adoption initiatives, PYUSD is emerging as a key player in the future of digital payments.

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Charles Ledoux

Charles Ledoux is a Bitcoin and blockchain technology specialist. A graduate of the Crypto Academy, he has been a Bitcoin miner for over a year. He has written numerous masterclasses to educate newcomers to the industry and has authored over 2,000 articles on cryptocurrency. Now, he aims to share his passion for crypto through his articles for InvestX.

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