XRP price surge incoming? Senate vote could trigger explosive growth

Could the US Senate's crypto bill send XRP soaring? Discover potential price impacts, key levels, and what to watch for. Read now!

Written by Simon Dumoulin

Translated on January 31, 2026 at 17:05 by Simon Dumoulin

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A Key Law to Lift Regulatory Uncertainty Around XRP

The upcoming U.S. legislation on crypto market structure could mark a decisive turning point for XRP, long stuck in a regulatory gray zone following the lawsuit between Ripple and the SEC. The bill aims to clarify the division of authority between the SEC and the CFTC, finally providing a precise federal framework for digital assets.

This clarification would send a strong signal to institutional investors, still held back by the absence of complete legal certainty despite Ripple’s partial victory in July 2023. A favorable Senate vote would allow the market to focus on fundamentals rather than regulatory risk.

Analysts also estimate that this law would facilitate the relisting of XRP on U.S. platforms. Major exchanges like Coinbase or Kraken could quickly reintegrate the token, increasing liquidity, trading volume, and price appreciation potential.

Price Scenarios, Institutional Adoption, and Timeline

In the event of a positive vote, experts anticipate an immediate bullish reaction from XRP. The token could test the $0.70 resistance, or even target $0.85, a scenario supported by technical analysis and historical precedents. On-chain data shows massive whale accumulation, with more than 2.3 billion XRP withdrawn from exchanges.

Conversely, a disappointment or postponement of the vote could trigger a return to the $0.48 support, with the $0.50–$0.52 zone remaining a key floor. Despite this risk, the risk/reward ratio remains attractive for well-managed long positions, with stop-losses placed below critical technical levels.

Beyond price, institutional adoption would be profoundly impacted. The law would pave the way for new banking partnerships, strengthen XRP’s use as a bridge currency, and could enable the launch of Spot XRP ETFs. With a vote expected in the coming weeks and an estimated probability between 60 and 70%, volatility should remain elevated, offering major opportunities in a still uncertain market.

Things are not looking good for $XRP here.

Broke below the zone it was holding since Dec 2024 pic.twitter.com/l00Yrbe67o
— Crypto Mechanic (@CryptomechanicX) January 31, 2026

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Simon Dumoulin

Passionate about cryptocurrencies since 2019, I cover the latest news through clear and accessible articles. My goal is to make crypto understandable for everyone, with reliable and well-researched content.

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