What is WeFi? Learn about this innovative crypto project bridging DeFi and traditional banking. WeFi (WFI) aims to become the world's leading "deobank," combining blockchain security with neo-bank accessibility for a global banking alternative.
WeFi is a financial platform that integrates traditional banking services onto a decentralized infrastructure. The project defines itself as a “deobank,” an innovative concept that merges the advantages of a digital bank with the transparency and security of blockchain technology.
In concrete terms, WeFi offers self-custodial cryptocurrency wallets, international payment cards, and yield services, all managed from a single application. The goal is to enable users to regain full control of their assets while benefiting from modern financial services accessible anywhere in the world.
The WeFi adventure began in 2024, with the ambition to build a more inclusive financial system. After a closed beta phase in late 2024, the platform was officially launched to the public in early 2025. The project quickly gained notoriety, notably by organizing the “Beyond Banking” summit in Bangkok in June 2025, an event that brought together over 2,000 participants and even featured the presence of legendary boxer Mike Tyson.
Another notable milestone in its recent history is obtaining a Guinness World Record on May 30, 2025 for the largest number of viewers during a live blockchain broadcast, with no fewer than 121,348 spectators!
The WeFi project is led by a team of finance and technology veterans. The two co-founders are Maksym Sakharov, entrepreneur and former CEO of Exflow, and Reeve Collins, a well-known figure in the crypto ecosystem as co-founder of Tether (USDT).
The leadership team also comprises experts from industry giants such as Wise, Bitpanda, and Binance, bringing solid credibility and expertise to the project.
The WFI token is the native utility token of the WeFi ecosystem. It sits at the heart of the platform’s operations and serves several essential functions.
WFI first serves for staking, a process by which token holders can lock their tokens to contribute to network security and receive rewards in return. Once it migrates to WeChain, it will also serve as fuel to pay transaction fees throughout the ecosystem.
Finally, the token is integrated into a referral and vesting system, and it is planned to interact with the platform’s future stablecoins, such as WUSD.
WFI was initially launched on Binance’s Smart Chain and BNB. A highly relevant blockchain for WeFi’s use cases, since fees are minimal and transactions are processed very quickly.
There is no exact date yet, but WFI is planned to migrate to its own proprietary blockchain, WeChain. This is a blockchain built using Cosmos tools. This feature will allow it to control network participants, thereby facilitating integration with regulated entities such as banks and governments.
Apparently, WeChain will use both Layer 1 and Layer 2 architecture to ensure its scalability and performance. This robust infrastructure is designed to support a network of decentralized applications (DApps) while ensuring compliance with local regulations through country-specific data nodes.
Like any crypto project, WeFi presents strengths and weaknesses that are important to consider.
To follow the price of WeFi (WFI) at the time you’re reading this, here is a real-time price chart:
Regarding predictions, analysts remain cautiously optimistic. For the end of 2025, several sources agree on a price target around $2.20 to $2.25. For 2026, some forecasts suggest moderate growth, while longer-term projections for 2030 envision a price potentially reaching $4, depending on platform adoption and market conditions.
These predictions should be taken with a grain of salt and in no way replace a complete analysis of the WeFi project.
Despite its young age, the WeFi project has experienced several key milestones that have marked its development:
One of the simplest ways to buy WFI tokens is through specialized exchanges like Bitget. Here is a tutorial in a few simple steps to guide you:
The security of your cryptocurrencies is paramount. Once your WFI is purchased, it is not recommended to leave them on the exchange. The safest method to store them is to use a cold wallet.
Ledger brand wallets, the global sector leader, are particularly relevant. They allow you to keep your private keys offline, safe from hacking attempts. As an alternative, you can use the self-custodial wallet offered by the WeFi application, which also gives you full control of your keys.
There are several ways to obtain WFI tokens without having to buy them directly. The platform encourages active participation in its ecosystem through various methods:
Yes, WFI is legal in Europe. The project has made it a priority to comply with current regulations. WeFi holds a Virtual Asset Service Provider (VASP) license in the Czech Republic, as well as an Electronic Money Institution (EMI) license, allowing it to operate throughout the European Union.
This rigorous regulatory approach, compliant with the MiCA (Markets in Crypto-Assets) framework, is a guarantee of seriousness and security for European users.
In 2025, WeFi positions itself as a solid and promising project at the intersection of traditional finance and DeFi. Its “deobank” concept, supported by an experienced team and a clear regulatory compliance strategy, gives it undeniable advantages.
The platform offers a complete value proposition, ranging from simple payments to attractive yield services, while guaranteeing users full ownership of their assets.
However, WeFi’s success will depend on its ability to attract a massive user base and establish itself against increasingly fierce competition. If the project manages to keep its promises, particularly in terms of financial inclusion for the unbanked, the WFI token could see its value and utility grow significantly in the coming years. Watch this space!
Gaston has been a writer for over 7 years and a passionate cryptocurrency enthusiast since 2020. He loves exploring the crypto ecosystem and is now dedicated to sharing his insights and discoveries through InvestX.
WFI is the utility token of the WeFi platform, used for mining, staking, and governance.
It’s a permissioned blockchain built on Cosmos, designed to be fast, scalable, and compliant with regulations.
WeFi was co-founded by Maksym Sakharov and Reeve Collins, the co-founder of Tether.
Yes, thanks to WeFi payment cards accepted by millions of merchants worldwide.
WeFi uses self-hosted wallets and a secure infrastructure, but safety also depends on the user’s own best practices.
WFI tokens are available on specialized exchanges such as Bitget.
It combines the services of a digital bank with the security and decentralization of blockchain technology.
Yes, thanks to its licenses, WeFi is accessible to European residents.
Its goal is to provide access to financial services for everyone, including the 1.4 billion unbanked people worldwide.
The platform offers yields on stablecoins and staking rewards for participating in the network.
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